Tag: health insurance
Are Wealthier Americans Ditching Health Insurance?

Health insurance costs have gone through the roof since the Affordable Care Act (ACA) fully went into effect in 2014. In 2019, those costs have gotten so out of hand that relatively higher-income earning American households who used to buy health insurance are instead choosing to drop it.

Runaway Health Insurance Costs Under the Affordable Care Act

The Patient Protection and Affordable Care Act (ACA) was supposed to make the cost of health insurance more affordable by slowing the rising trend of increases in health insurance costs. The controversial law was passed in 2010 on a strict party line vote, with nearly all Democrats in favor and all Republicans opposed.

Trump’s Executive Orders Won’t Lower Healthcare Prices, but Deregulation Will

Will using the power of the executive branch bring healthcare prices down? Recent events suggest otherwise.

Medicare Trust Fund Is Running Out of Money

Medicare’s Hospital Insurance Trust Fund is set to run out of money by 2026.

Unlawful Obamacare Fees to Add to National Debt

HHS must reimburse states for unlawfully compelling them to pay the Affordable Care Act’s Health Insurance Provider Fee (HIPF).

If Telemedicine Is Underachieving, Government Is to Blame

Telemedicine providers have faced burdensome and complex regulatory structures at the state and federal level.

Where Does Your Health Insurance Premium Go?

AHIP, the trade association for health insurers, has a nifty infographic answering the question: “Where does your premium dollar go?” Obviously designed to defray accusations that health insurers earn too much profit, the infographic shows “net margin: of only three percent. A full 80 percent of our premium dollar goes to paying medical, hospital,…
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Health Insurance Contributes to Past-Due Medical Debt

A new study of past-due medical debt, by Michael Karpman and Kyle J. Kaswell of the Urban Institute, shows that the expansion of health insurance coverage subsequent to the Affordable Care Act is associated with a reduction in the proportion of adults with past-due medical debt. In 2012, 29.6 percent of U.S. adults had…
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Employer-Based Coverage Does Not Equalize Access to Health Care

One reason public policy favors employer-based health benefits instead of individually owned health insurance is that policymakers believe it equalizes access to health care among workers of all income levels. Insurers usually demand 75 percent of workers be covered, which leads to benefit design that attracts almost all workers to be covered. Employers do…
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Why Health Coverage Does Not Equal Healthcare Access

Readers know I disagree with using measurements of “coverage” as measurements of access to health care. New data from the Louisiana Department of Health, which cheers the expansion of Medicaid dependency in the state, shows (unwittingly) exactly why. Healthy Louisiana’s Dashboard shows that 402,557 adults became dependent on Medicaid as a result of Obamacare’s…
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