Posts by Craig Eyermann
Craig Eyermann is a Research Fellow at the Independent Institute and the creator of the Government Cost Calculator at MyGovCost.org.
Are Wealthier Americans Ditching Health Insurance?


Health insurance costs have gone through the roof since the Affordable Care Act (ACA) fully went into effect in 2014. In 2019, those costs have gotten so out of hand that relatively higher-income earning American households who used to buy health insurance are instead choosing to drop it.

Fed Chief Warns That National Debt Trend Will Choke Economic Growth


Less than two months after acting to bail out the nation’s money markets because of a liquidity crisis that arose from a surge in U.S. government borrowing to fund its spending, Federal Reserve Chair Jerome Powell testified before the U.S. Congress that the federal government’s current course of debt-fueled spending is on an “unsustainable...
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Runaway Health Insurance Costs Under the Affordable Care Act


The Patient Protection and Affordable Care Act (ACA) was supposed to make the cost of health insurance more affordable by slowing the rising trend of increases in health insurance costs. The controversial law was passed in 2010 on a strict party line vote, with nearly all Democrats in favor and all Republicans opposed.

Meet the Federal Agency Propaganda Mascots That Cost Taxpayers a Fortune


Meet Sammy Soil. Sammy is one of the many official mascots of a federal government agency who, along with friends at other government departments like Franklin the Fair Housing Fox, Rex the Ready Kids’ Mountain Lion or Pedro the Penguin, serve as mascots intended to create a favorable public impression of the agencies.

How Costly Are Your State’s Regulations?


Government regulations can be very costly in terms of both time and money. Though we often focus on what means in terms of federal regulations, the U.S. government isn’t the only entity generating rules that can burden individual Americans and businesses without necessarily providing any positive benefit for them. State governments also impose regulations...
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How Leviathan Grew in 2019


The U.S. Treasury Department has released its final monthly treasury statement for the federal government’s 2019 fiscal year, including its final accounting for the entire year. It paints a scary picture of how the growth of government spending is behind the government’s resurgent annual budget deficit, which totaled $984 billion for the year, narrowly...
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How to Fix Government Employee Pensions


Across the United States, a large number of public employee pension funds face the serious risk of running into insolvency because politicians have promised millions of state and local bureaucrats far more generous retirement benefits than they are capable of paying. Many of these politicians are more than willing to negotiate incredibly favorable contracts...
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Fed Confirms That Federal Borrowing a Cause of Liquidity Crisis


The Fed’s emergency liquidity injection, combined with rate cuts and its additional purchases of U.S. Treasuries, constitutes the return of quantitative easing.

How Well-Funded Are Government Employee Pension Plans in Your State?


Oakland, California. New Jersey. Illinois. These are just three places in the United States that we’ve talked about in The Beacon because their recent history has been defined by the fiscal problems each faces. Fiscal problems that arise only because they don’t have the money to fund the generous retirement benefits their politicians have...
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Bureaucrat Benefits Crowd Out Public Services


Like Illinois, New Jersey’s worsening public employee pension situation is not tenable.

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