Tag: Risk
Senate Dems: Get Pregnant, Then Get Health Insurance
While everyone else is wondering whether or not the Supreme Court will strike down the Obamacare tax benefits in 37 jurisdictions (36 states plus Washington, D.C.) with the actual Affordable Care Act as written, some Democratic U.S. Senators are urging women to dig deeper into Obamacare by encouraging them to delay getting health insurance...
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Death Valley? Peter Thiel and Steve Jobs on What Could Kill Silicon Valley
On January 27, legendary entrepreneur Peter Thiel told a packed house at an Independent Institute luncheon, at the Olympic Club in San Francisco, that to blaze new trails ask: “What important truth do very few people agree with me on?” One of mine is that California will not be the epicenter of the tech...
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How Obamacare Hurts Its Beneficiaries: Two Vignettes
Last week, the mainstream media ran two stories about two Obamacare “beneficiaries” who were actually victims. The first was about a woman whose husband was already extremely sick, and was subject to the risk of being unable to buy health insurance in the individual market if he lost his employer-based benefits. That was a...
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Right-to-Try Laws Now in 5 States
After this month’s elections, the number of states that have “right to try” laws for experimental drugs has hit five. One in ten states: Not bad for an effort run out of one think tank in Arizona. However, I have seen no evidence that any manufacturer of an experimental drug is taking advantage of these...
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“Risky Business” in Climate Change Policy
Alicia Mundy writes in the Wall Street Journal of June 24, 2014, that a coalition of environmentalists and at least some of the many corporate cronies of the federal government are pressing a proposal to require private business entities to account for and to report to shareholders the risks to which they are exposed...
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Obamacare Motivates Insurers to Shun the Sickest Patients
A patient with HIV/AIDS can expect to pay over $1,000 out of pocket per month for medicines if he or she buys a policy on the Obamacare health-insurance exchange in Florida. “Affordable”? Surely not. This perceived injustice has caused legal activists to file a lawsuit alleging discrimination against four insurers that offer plans in...
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What Are the Financial Risks of Being Uninsured?
Previously, Chris Conover showed that the medical risk of being uninsured is small: ...[T]he evidence that having health insurance will reduce mortality risk by any significant amount is pretty thin...even if we assume that having coverage reduces the chance of early death by 22 percent, this is comparable to a half dozen other risks...
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Obamacare’s Risk Corridor “Bailout” Just Got Bigger – Much Bigger
Last Friday, the Obama administration quietly released 280 pages of rules that, among other things, increases Obamacare’s risk corridors (a.k.a. insurers’ bailout): We propose to implement an adjustment to the risk corridors formula..... Such an adjustment could increase a QHP issuer’s risk corridors ratio if administrative expenses are unexpectedly high or claims costs are...
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FDA Continues to Impede Medical Device Innovation
In the Wall Street Journal this week, Dr. Scott Gottlieb discussed (gated, by subscription only) a worrying trend in the Food and Drug Administration’s regulation of medical devices. Increasingly, the FDA is demanding that device makers conduct trials of new devices by randomly assigning patients to the new device . . . or to...
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FDA Regulations Kill
Paul Howard and Yevgeniy Feyman in Health Affairs: Meningitis is a terrible disease that can kill its victims in a single day. About 4,100 new cases are diagnosed annually in the U.S., with a mortality rate of more than 10 percent. Even with treatment, survivors are often left with serious side effects that can...
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