Archive for March 25th, 2013

Healthcare Insurers’ Incentives to Get Worse and Worse »

Under the current system virtually all employers and group insurers have perverse incentives to attract the healthy and avoid the sick. Once people have enrolled, the incentives are to overprovide to the healthy (to encourage them to stay) and underprovide to the sick (to encourage them to leave). Managed Competition in the Healthcare Exchanges...
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