Tag: Andrew Rettenmaier
The Problem of Unintended Consequences: How Good Intentions Often Lead to Perverse Effects

Ideal health insurance is often said to be health insurance with no deductible or co-payment, making medical care essentially free at the point of delivery. Yet, if patients have no out-of-pocket costs, their economic incentive will be to overuse the system, essentially consuming healthcare until the last amount obtained has a value that approaches...
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