Tag: Insurance

There Is No Real Increase in Insured under Obamacare »

Gallup has released the full results of its first-quarter survey of health insurance. It concludes that the proportion of uninsured Americans has collapsed to the lowest level ever: 11.9 percent. Only the people who have employer-based benefits can be said to be paying for their own health insurance. They decreased 0.9 percentage points in…
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Access to Health Care Unchanged after Obamacare’s First Year »

The Centers for Disease Control and Prevention (CDC) has released early estimates of health insurance and access to health care for January through September 2014. The National Health Insurance Survey (NHIS) is the most effective survey of health insurance, because it asks people three different but important questions: Are they uninsured at the time…
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Are Health Plans That Cover Yoga the ‘Next Frontier’? »

When a leading benefits consultant writes an article in the Harvard Business Review recommending that health plans cover yoga, it should be glaringly apparent that we have perverse incentives in U.S. health benefits: Cigna insurance CEO David Cordani says the Centers for Medicaid and Medicare Services’ recent payment changes that emphasize quality over quantity…
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Obamacare’s Effect on Uninsured Is Trivial »

At the end of 2014, Jason Furman and Matt Fiedler of President Obama’s Council of Economic Advisers published an analysis of the uninsured in the first half of 2014. The two economists boasted that “2014 Has Seen Largest Coverage Gains in Four Decades, Putting the Uninsured Rate at or Near Historic Lows.” Their own…
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CROmnibus and Cronyism for Blue Health Plans? »

Despite the end of Obamacare’s “bailout” for health insurers, some of our friends who seek to repeal and replace Obamacare insist on finding a crony capitalist under every bed and in every closet. Yuval Levin, at National Review Online, appears to have been the first to identify an adjustment to an insurance regulation, buried in the…
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Consumer-Driven Plans Increase Share of Employer-Based Benefits »

Consumer-driven health plans seized five more points of market share in the employer-based benefits market, according to Mercer’s latest report: Mercer survey finds average total health benefit cost per employee rose 3.9% in 2014; Enrollment in high-deductible, consumer-directed health plans (CDHPs) jumps from 18% to 23% of all covered employees following a surge of new…
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“Cadillac Tax” Will Hit 38 Percent of Employers in 2018 »

The “Cadillac tax” is the excise tax on high-value health plans, which goes into effect in 2018. If the value of health benefits exceeds $10,200 for an individual or $27,000 for a family, the excise tax will be 40 percent. A new report from the American Health Policy Institute breaks down the effect on employers. As…
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Administration Continues to Stonewall on Obamacare Exchange Enrollment »

Back in May, the U.S. Department of Health and Humans Services (HHS) suddenly stopped issuing monthly reports on enrollment in Obamacare’s health-insurance exchanges. The administration had used these reports to ramp up the cheer-leading for Obamacare’s “successful” recruitment of 8.1 million people by the end of the first open-enrollment period on March 31 (or, actually, sometime…
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Obamacare Premiums Increased Dramatically for Every Age Group in 2014 »

HealthPocket, an online insurance broker, has measured the increase in premiums for every age group in Obamacare versus the pre-Obamacare individual market. Their conclusion: Premiums increased by double digits for every age group. What I find really surprising is the increase in rates for 63-year olds: 37.5 percent for women and 22.7 percent for men….
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Government Buries Evidence of Poor Access to Care under Obamacare »

Thank providence for USA Today, which has given us yet another story describing how poor access to health care is under Obamacare. People who fell for navigators’ sales pitches and signed up for Obamacare are discovering that it is junk insurance: “The exchanges have become very much like Medicaid,” says Andrew Kleinman, a plastic surgeon and president…
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