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Tag: Business

All I Really Need to Know I Learned from Reading Higgs »

Further to Bob Higgs’s earlier post, Thinking Is Research, Too!, down in Texas, the Chairman of the Dallas Fed has the odd practice of looking beyond government stats and actually (gasp!) asking real people how they think the economy is going. From a profile of the President and CEO of the Dallas Fed, Richard...
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Which Is Better: Mini-Med Plans or Obamacare? »

McDonald’s. Home Depot. Disney. CVS Caremark. Staples. Blockbuster. These are just a few of the employers who have been offering mini-med plans to their employees. A typical plan limits the health insurance benefit to $2,000. But McDonald’s, for example, gives employees the option to pay a higher premium and get $3,000 or $4,000 of...
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ObamaCare Ruling Just Killed Portable Health Insurance »

Although it is rarely discussed by the national health media, a quiet revolution in how health insurance is purchased has been underway for several years now. Specifically, employers have been using Health Reimbursement Arrangements (HRAs) to allow their employees to purchase individually owned health insurance. A number of states, including Colorado, have expressly passed...
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What Large Employers Are Doing »

They’re sending their employees to private exchanges, armed with HSAs and HRAs: Employers are raising deductibles, giving workers health savings accounts that look like 401(k) plans, mimicking the health law’s online insurance marketplaces and nudging patients to compare prices and shop around for treatments. Together the moves could eventually affect far more consumers than...
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Taxing Internet Sales »

A consortium of states has been working since 2000 to design an agreement to levy sales tax on purchasers of goods bought via the Internet. The Supreme Court declared that it was unconstitutional for states to require sellers not in their states to remit sales taxes on their sales. The Streamlined Sales Tax (SST)...
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Will Obamacare Help or Hurt the Economy? »

Ask almost any employer and there won’t be much doubt: the Affordable Care Act is likely to raise the cost of labor, discourage hiring, and have a negative effect on the economy. Some economists are pushing back, however. In 2011, David Cutler of Harvard testified that the Affordable Care Act would reduce average health...
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Creative Destruction—The Best Game in Town »

In his justly famous 1942 book Capitalism, Socialism and Democracy, Joseph A. Schumpeter described the dynamics of a market economy as a process of “creative destruction.” In his view, innovation—“the new consumers’ goods, the new methods of production or transportation, the new markets, the new forms of industrial organization that capitalist enterprise creates”—drives this...
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The Economic Sector the President’s Policies Have Helped Most? Firearms »

As I noted a few months ago, President Obama’s economic policies have been widely criticized for slowing the economic recovery; meanwhile, one sector of the economy — firearms — has greatly benefited from the president’s policies. As this article notes, sales at Sturm Ruger & Co. are up 50% over last year, and sales...
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Jim Crow and the Progressives »

Historians often speak glowingly about the Progressive movement of the late 19th and early 20th centuries. Typically they write off the racist statements made by many of its leaders—Herbert Croly, John Dewey, Teddy Roosevelt, Woodrow Wilson, and others—as minor “blind spots” unrelated to Progressivism. But perhaps the apologist historians also have trouble seeing clearly....
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Small Business Owners and Obamacare »

With the news of a delay in a major part of the Affordable Care Act, small businesses and employees who want to work full time, rather than part time, have another year until they are impacted by so-called employer mandate provision of the law. As I wrote in my book Priceless, Curing the Healthcare...
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